Mortgage Loans

Pacific Trust Bank has a full-service real estate department with all of the loan products and expertise needed to assist you with your residential or commercial real estate lending needs.

We have dozens of mortgage loan programs to best match your funding requirements and financing objectives, including our Green Account - America's first fully-transactional mortgage account.

We will also help you obtain a second mortgage, re-negotiate an existing mortgage, or secure a home equity line of credit.

Programs are available for the purchase or refinance of owner-occupied primary residences, second or vacation homes, and even rental properties.

Pacific Trust Bank makes residential loans on single-family properties, condo's, duplexes, and even multi-family apartment buildings. We also make loans to finance mixed-use or commercial properties.

Service is our specialty. We provide fast answers, and will work with you or your loan broker to expeditiously underwrite and process your loan request.

Pacific Trust Bank is here to make loans and to meet your borrowing needs. Our flexible lending philosophy means that, if one of our standard mortgage programs doesn't quite fit your needs and objectives, we'll even hand tailor one for you that does.

Not sure which home loan is right for you? Talk over your financing needs with a Pacific Trust loan officer. We're here to help. Call us toll-free at (877) 441-BANK. 

• AVP Retail Lending, Monica Nixon NMLS#775772
• Senior Underwriter, Danelle Barnett NMLS#720632 
• AVP Residential Lending, Felicia Turner NMLS#720630
• SVP - Residental Lending, Melanie Yaptangco NMLS#638624

Pacific Trust Bank is an equal housing lender.