Loan Information

Need more information? Not sure which loan program is right for you?

Talk over your financing needs with a Pacific Trust loan officer. We're here to help. Call us toll-free at (877) 441-BANK. 

For additional information about our Adjustable Rate Mortgage and variable-rate Home Equity Line of Credit loan programs, please Click Here to see our detailed Advance Disclosures.

General information about ARMs and Home Equity Lines of Credit:

• For general information about adjustable-rate mortgages, please see the Board of Governors of the Federal Reserve System publlications; "Consumer Handbook on Adjustable Rate Mortgages" and Interest-Only Mortgage Payments and Payment-Option ARMs - Are They for You?" 

• For general information about Home Equity Loans and Lines of Credit, please read the Federal Reserve Board's brochure "When Your Home Is On the Line".

Pacific Trust Bank is an equal housing lender.