Deposit Accounts

For individuals, familes and businesses, PacTrust Bank offers a wide variety of deposit accounts with attractive terms and interest rates, including:

	Personal Accounts:
		Savings Accounts
		Checking Accounts
		Money Market Deposit Accounts
		Certificates of Deposit (term deposits)
		Individual Retirement Accounts
	Business Checking & Savings Accounts

Deposit Options - We make it easy and convenient to deposit funds into your PacTrust Bank account. Find info about Direct Deposit (ACH), as well as deposit by mail, at ATMs, in CU Service Center shared branches, at PacTrust Bank offices, and through HomeAccess online account transfers.

FDIC Insured - Your deposits are now federally insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC), and your retirement funds on deposit at PacTrust Bank are separately insured by the FDIC up to an additional $250,000.