Saving money for the future is important, and diversifying your savings is equally important. That's why we offer a wide variety of savings accounts. Whether you're saving for a dream vacation or retirement, chances are we have the perfect account for you.
Savings Account
Our Savings account is a simple way to save for the future. Set up a free auto-transfer from your checking account to save even faster! A minimum average daily balance of $100 is required to avoid a monthly service fee. Please see our current interest rates for more rate details.
Market Savings - For serious savers looking for higher yields. Interest rates are tiered so that larger account balances earn higher returns. Make your savings work as hard as you do. If you maintain a minimum average daily balance of $10,000, there is no service charge. Please see our current interest rates for more rate details.
Savings Accounts are a type of deposit account with no legal limits or requirements as to amount, duration, or times of additions, maintained by a customer with a depository institution for the purpose of accumulating funds over a period of time.
Federal regulations require banks to limit the way withdrawals may be made from a savings or money market deposit account. Withdrawals in excess of these limits may result in a fee or account closure. See our Personal Account Deposit Agreement and Disclosures for more details.
The regulatory definition of savings accounts include Money Market Deposit Accounts as a sub-class, but does not include checking accounts or certificates of deposit.
FDIC Insured - Your deposits are now federally insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC), and your retirement funds on deposit at PacTrust Bank are separately insured by the FDIC up to an additional $250,000.
