You can open a High-Yield Savings Account with as little as $1,000 and begin earning higher rates of return while keeping your funds in a liquid, easily accessible account with no withdrawal penalty.
Sit back and watch your money grow. Enjoy interest rates comparable to money market accounts on higher balance tiers, and easy access to your account with HomeAccess Online Banking and unlimited in-person transactions.
You don't need a large opening or minimum balance to open a High-Yield Savings Account at Pacific Trust Bank and benefit from these account features:
- Tiered variable interest rates, with higher rates for larger balances
- Requires a minimum of $1,000 to open
- Requires a minimum balance of $500 to earn interest – the higher the balance, the higher the interest rate
- No monthly fee for accounts maintaining a minimum balance of $500
- Unlimited deposits
- Unlimited in-branch withdrawals and transfers
- Convenient HomeAccess Online Banking service
- Entire balance available to you at any time
Also, please see our High-Yield Checking Account for a high-yield, unlimited checking account.
Other Pacific Trust Bank Savings Accounts:
If you're doing any of your banking at another financial institution – compare their fees and service features to ours. We’re sure you’ll find that Pacific Trust Bank is "the place to stash your cash!"
Interest rate may vary after account is opened. Fees, if applicable, could reduce the earnings on the account. APY assumes principal and interest, compounded daily, remain on deposit for 365 days. APY is variable and interest rate and APY may change at bank's discretion after account is opened. Access to funds is subject to funds availability and transaction limits.
Federal regulations require banks to limit the way withdrawals may be made from a savings or money market deposit account. Withdrawals in excess of these limits may result in a fee or account closure. Please see our “Important Account Information” handbook for more details.
FDIC-Insured - Like all of your accounts at Pacific Trust Bank, your High-Yield Savings Account deposits are federally insured to at least $100,000 per depositor by the Federal Deposit Insurance Corporation (FDIC), and your retirement funds on deposit at Pacific Trust Bank are separately insured by the FDIC up to an additional $250,000.
