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Market Savings is the perfect account for serious savers who need to access their funds at any time.*
You can open a Market Savings with as little as $100 and begin earning higher, tiered rates while keeping your funds in a liquid, easily accessible account with no withdrawal penalty.
Sit back and watch your money grow. Enjoy interest rates comparable to money market accounts on higher balance tiers, and easy access to your account with HomeAccess Online Banking and unlimited in-person transactions.
Market Savings benefits include:
- Tiered variable interest rates, with higher rates for larger balances
- Requires a minimum of $100 to open
- Unlimited deposits
- Unlimited in-branch withdrawals and transfers
- Convenient HomeAccess Online Banking service
- Entire balance available to you at any time
Also, please see our Market Checking Account for a high-yield, unlimited checking account.
*Access to funds is subject to funds availability and transaction limits. Federal regulations require banks to limit the way withdrawals may be made from a savings or money market deposit account. Withdrawals in excess of these limits may result in a fee or account closure. Please see our Personal Account Deposit Agreement and Disclosures for more details.
FDIC-Insured - Like all of your accounts at PacTrust Bank, your High-Yield Savings Account deposits are now federally insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC), and your retirement funds on deposit at PacTrust Bank are separately insured by the FDIC up to an additional $250,000.
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