High-Yield Checking
Our High Yield Checking is more than just a checking account - it provides financial solutions for those who need to maintain higher balances in a liquid, easily accessible account. Now, you can:
- Earn a high variable rate of interest with unlimited check writing.
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$1 to $4,999
$5,000 to $9,999
$10,000 to $24,999
$25,000 to $49,999
$50,000 to $99,000
$100,000 & Greater |
0.250%
0.500%
0.700%
0.900%
1.095%
1.245% |
0.25%
0.50%
0.70%
0.90%
1.10%
1.25% |
See our current Savings and Checking Rate Sheet |
Our interest-bearing High Yield Checking account is viewed by many as an attractive alternative to cash management accounts offered by brokerage firms. This account offers unlimited check writing, on-line banking, bill payment and debit card availability as part of the product, and pays an interest rate generally above competitive market rates.
High Yield Checking Account features:
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Tiered high-yield interest rates. Click Here for all of our current rates. The interest rate you earn each day is based on that day's ending account balance. And, you earn that day's rate on the entire balance in the account. -
Unlimited check writing and withdrawals
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Free unlimited ATM withdrawals
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One free box of checks per year
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Free Notary Service
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Free Travelers Cheques
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One free Money Order or Official Check per business day.
And, you can get Overdraft Protection by applying for a Personal Credit Line, or by authorizing transfer of funds from another of your checking, savings or money market deposit accounts.
High-Yield Checking is free of monthly service charges when you maintain either a total aggregate average daily savings balance of $10,000 or more, or a total outstanding loan balance of $10,000 or more. For those who do not meet the above qualifications in any month, a $15 monthly service fee will be charged.
Please see our “Important Account Information” handbook for more details.
FDIC-Insured - Your deposits are now federally insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC), and your retirement funds on deposit at Pacific Trust Bank are separately insured by the FDIC up to an additional $250,000.
Other Personal Checking Accounts Available:
Free Basic Checking and Super Checking
Also, please see our Money Market Checking Account for a high-yield, limited check MMDA account.
If your checking account is at another bank – compare their fees and service features to ours. We’re sure you’ll find that Pacific Trust Bank is "the place to stash your cash!" |
