High-Yield Checking
Our High Yield Checking is more than just a checking account - it provides financial solutions for those who need to maintain higher balances in a liquid, easily accessible account. Now, you can:
- Meet your personal cash management needs without complicated requirements or multiple accounts.
- Earn a high variable rate of interest with unlimited check writing.
Daily Account Balance
|
Interest Rate
|
Annual
Percentage Yield
|
$1 to $4,999
$5,000 to $9,999
$10,000 to $24,999
$25,000 to $49,999
$50,000 to $99,000
$100,000 & Greater |
0.050%
0.100%
0.150%
0.250%
0.350%
0.450% |
0.05%
0.10%
0.15%
0.25%
0.35%
0.45% |
See our current Savings and Checking Rate Sheet
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Our interest-bearing High Yield Checking account is viewed by many as an attractive alternative to cash management accounts offered by brokerage firms. This account offers unlimited check writing, on-line banking, bill payment and debit card availability as part of the product, and pays an interest rate generally above competitive market rates.
High Yield Checking Account features:
And, you can get Overdraft Protection by applying for a Overdraft Credit Line, or by authorizing transfer of funds from another of your checking, savings or money market deposit accounts.
High-Yield Checking is free of monthly service charges when you maintain either a total aggregate average daily savings balance of $10,000 or more, or a total outstanding loan balance of $10,000 or more. For those who do not meet the above qualifications in any month, a $15 monthly service fee will be charged.
Please see our “Important Account Information” handbook for more details.
FDIC-Insured - Your deposits are now federally insured to at least $250,000 per depositor by the Federal Deposit Insurance Corporation (FDIC), and your retirement funds on deposit at Pacific Trust Bank are separately insured by the FDIC up to an additional $250,000.
Other Personal Checking Accounts Available:
Free Basic Checking and Super Checking
Also, please see our Money Market Checking Account for a high-yield, limited check MMDA account.
If your checking account is at another bank – compare their fees and service features to ours. We’re sure you’ll find that Pacific Trust Bank is "the place to stash your cash!"
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