Business Accounts
SWITCH YOUR BUSINESS CHECKING ACCOUNTS TO PACIFIC TRUST BANK
Pacific Trust Bank provides a variety of business accounts and services for our business and professional customers. The unique needs of your business are important to us, and you can count on us to provide service that's so good - it's guaranteed.
For your business banking needs, Pacific Trust Bank offers your choice of business checking accounts:
Simple Business Checking
The perfect checking account for just about every small business with moderate transaction activity and cash handling needs. It’s free of monthly service fees with a low average balance of $2,500.
- $100 minimum balance to open account.
- Up to 100 paid items per month. $0.25 per item over 100.
- Up to 20 free deposits per month. $1.50 per deposit over 20.
- Deposit or withdraw up to $10,000 in currency per month. $1.00 per $1,000 over first $10,000.
- Free tax payments
- Use of Night Depository
- Free HomeAccess online banking - Review account activity, transfer funds between your accounts, view and print free check images.
- Free online banking Bill Payments
- $2,500 average monthly account balance to waive maintenance fee, or keep $8,000 or more in a related business savings account, otherwise a low $15.00 per month service charge
Interest Business Checking
An interest-bearing business checking account for sole proprietors, non-profit and governmental agencies. It offers the same benefits and has the same service fees as our Simple Business Checking account, but pays a variable rate of interest. Please see our current Business Account Interest Rates.
- $100 minimum balance to open account.
- Up to 100 paid items per month. $0.25 per item over 100.
- Up to 20 free deposits per month. $1.50 per deposit over 20.
- Deposit or withdraw up to $10,000 in currency per month. $1.00 per $1,000 over first $10,000.
- Free tax payments
- Use of Night Depository
- Free HomeAccess online banking - Review account activity, transfer funds between your accounts, view and print free check images.
- Free online banking Bill Payments
- $2,500 average monthly account balance to waive maintenance fee, or keep $8,000 or more in a related business savings account, otherwise a low $15.00 per month service charge
Analysis Business Checking
If your business processes a lot of checks or deposits each month, you’ll want our Analysis Business Checking account. It allows your account balances to earn credit to offset monthly service fees. These full service business checking accounts are for larger businesses and those which have significant account activity or require additional depository services.
Balances maintained in the account(s) receive a monthly earnings credit which is applied towards payment of services received. You may open and link multiple Analysis Business Checking accounts to segregate account activity and better manage your finances.
An Analysis Business Checking relationship is required to take advantage of Pacific Trust’s feature-rich "BusinessAccess" online banking and cash management services, including ACH Origination, Wire Transfers, Account Reporting and Remote Deposit. See our BusinessAccess Tool Kit section for additional information regarding Remote Deposit and ACH Origination services.
Also available with Analysis Business Checking are two great cash management account services to maximize your business profitability: Zero Balance Accounts; and Business Money Market Sweep Account services.
Come in to any Pacific Trust Bank office or call us at (877) 441-BANK for more information and to discuss you business checking account needs.
When it comes to business banking, Pacific Trust Bank is the place to stash your cash.
