According to a recent survey of 278 small businesses in the United States by Aite Group LLC, a research and advisory firm, more than 40% of small businesses bank online and prefer this channel over all others. In fact, for 55% of small businesses, online capabilities are now a primary consideration during the bank selection process. However, while about 65% of U.S. banks claim to offer a small-business banking solution, many actually are offering enhanced retail services repackaged as business solutions, and they often lack the capabilities desired by many small-businesses.

Take your business banking into the 21st century with BUSINESSACCESS Online Banking Services - for Cash Management, Bill Payments, Wire Transfers, ACH Origination, Custom Reporting and more...

• BusinessAccess Demo
• BusinessAccess Tool Kits and Information
• Business Checking Accounts
• Business Savings Accounts

Basic deposit and credit products are no longer sufficient. Many small businesses now require more advanced online banking capabilities. Pacific Trust Bank has the online banking tools you want and need to make your business more efficient and profitable.

With BusinessAccess:

• Your company can be an ACH Originator to eliminate the cost and administrative burden to produce and distribute payroll to your employees via paper checks, or collect payments automatically from authorized clients' bank accounts.

• You can use Remote Deposit to convert your paper check receipts into electronic images, and immediately deposit them to your bank account electronically, without ever having to leave your office.

• You can initiate wire transfers to anywhere in the U.S., online - right from your office.

• Your company can pay its corporate bills online, transfer money among your bank accounts, view and sort account information into reports that meet your company's needs, and much more - all online, whenever you want, every day of the year.

• And, you can pick which BusinessAccess services you want or don't want, which of your employees have access to them, and their individual level of authority for use in each online banking service.

To take advantage of Pacific Trust's feature-rich "BusinessAccess" online banking system for additional transaction and cash management services, an Analysis Business Checking account relationship is required.

Come in to any Pacific Trust Bank office or call us at (877) 441-BANK for more information about our products and services, and to discuss you business banking needs.

The unique needs of your business are important to us, and you can count on Pacific Trust Bank to provide service that's so good - it's guaranteed.