You've always been told to have something in case of a rainy day...
Need to pay for something, but don't have enough money in your checking account?Get money when you need it at an interest rate you can afford with our Overdraft Line of Credit - it's also a great form of overdraft protection.
A PacTrust Bank personal checking account is required to obtain an Overdraft Line of Credit. Credit limits of $500 to $10,000 are available, based on your credit score.
Our Overdraft Line of Credit costs you nothing until you use it, just the interest on your outstanding loan balance -- and there are no overdraft transfer fees, so it's perfect for your checking account overdraft protection.
Even if you don't plan on using the funds right away, now is the time to apply for your Overdraft Line of Credit. Then the funds will be immediately available, up to your credit limit, when you need it, whatever the reason.
You can access your Overdraft Line of Credit with HomeAccess Online Banking, Touch-Tone Teller, in our branch offices, or by overdraft from your checking account with your MasterMoney debit card or by writing a check.
Call 877-441-BANK (2265) or check with any PacTrust Banker to find out how easy it is to apply for our Overdraft Line of Credit as well as for our currrent interest rates.
